Finance
Auto Financing At Keffer Hyundai
The jump between car shopper and car owner is a thrilling one. Whether you plan to finance or lease your next Hyundai vehicle, our team here at Keffer Hyundai is ready to help you make that leap and guide you towards that moment when you can finally drive your dream car home. So, if you're ready to make your next move, our helpful team of auto financing experts in Matthews will work with local bands and lenders to help you find an affordable financing solution for your needs.
Should You Lease Your New Keffer Hyundai Vehicle?
If you're wondering what the big difference between loan and lease is, you can rest easy! Simply put, leases are an option for drivers that don't want to commit to a Hyundai for a long period of time. Leases usually last between two to six years and the monthly payments are dependent upon the depreciation rate of the vehicle selected. Comparatively, loans are for Matthews drivers considering buying a vehicle - the main difference being you'll be keeping the vehicle after you've paid it off. Of course, the differences are a bit more nuanced than the above description, but Charlotte, Concord NC and Fort Mill drivers can look to the Keffer Hyundai finance team to help sort through details.
Benefits of Financing
Auto financing can be a tedious, stressful process, but our Matthews finance team is here to help you find the financing option that is best for you. While in the past you may have shopped your financial profile around Charlotte, Concord NC and Fort Mill for the right option, our finance team has established solid relationships with major lenders to have access to affordable auto financing options. To shorten your time on-site and to get a head start, fill out our online finance application and let our finance team know if you have any questions.
Flexible Credit Options
Keffer Hyundai can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
- Main:704-255-4022
- Sales:704-255-4024
- Service:704-255-4025
- Parts:704-255-4027
- Mon - Sat9:00 AM - 8:00 PM
- SunClosed
- Mon - Fri7:30 AM - 5:30 PM
- Sat8:00 AM - 2:30 PM
- SunClosed
- Mon - Fri7:00 AM - 5:30 PM
- Sat8:00 AM - 2:30 PM
- SunClosed
Frequently Asked Questions
What's better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
I've had credit issues in the past. Can I get financing?
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.